Advantages of Selling Your Mortgage:

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Customization:
You can sell just part of your note: For example, you can sell just 30 payments. if your note lasts for 360 months. The longer term Notes benefit more with ”partial” sales.

Immediate lump sum block of cash:
Rather than receive small monthly payments you can deposit most of your mortgage’s balance in your bank account for immediate use.

No Collection hassle:
If the Payor of a note fails to make payments, you have no worry about foreclosure complications.

Flexibility:
A large block of cash, rather than small monthly payments has greater use, such as purchasing an RV for travel.

Financial benefit:
For example, from the proceeds of selling a 6% note, you might save money paying off a 14% credit card.